
Malta
Permanent Residency-by-Investment Program
Malta, with over 7,000 years of history, offers political stability and a high standard of living. Its Permanent Residence Program enables non-EU nationals to access the Schengen Area, supporting both personal and business opportunities.
Key Benefits of Maltese Residence
- Visa-free access to the Schengen Area.
- No minimum stay required to maintain residency.
- Quick processing—residence permits issued within 60 days of approval.
- Family inclusion, with dependents covered under the program.
- Competitive investment thresholds, ensuring accessibility compared to other EU residency programs.
- Long-term residency benefits in Malta and the Schengen Area.
- Dual citizenship allowed while applying for residency.
Eligible family members include
Spouse
Children
Minor children under 18 years of age.
Unmarried, financially dependent adult children over 18 years of age.
Parents
Parents and grandparents, provided they are financially dependent on the main applicant.
Investment Requirements
Applicants must choose one of the following options to qualify:
- Government Contribution: €110,000.
- Minimum annual rent of €14,000 anywhere in Malta.
- Government Contribution: €80,000.
- Minimum property purchase value of €375,000 anywhere in Malta.
- Property must be held for a minimum of 5 years.
- €2,000 donation to a Maltese philanthropic organization.
Additional Fees and Processing Costs
In addition to the investment, applicants are responsible for the following fees:
- Initial deposit: €70,000 upon submission.
- Additional contributions: €30,000 (Month 7) and €40,000 (Month 8).
- €10,000 for each dependent (regardless of age or relationship).
- €27.50 per person annually.
Application Process
The application process typically takes around eight months and is divided into the following stages:
01
Month 1
Prepare application and supporting documents.
Submit an initial deposit of €70,000.
02
Month 2
Government processing and due diligence.
03
Month 7
Application approved in principle.
Second contribution payment of €30,000 due.
04
Month 8
Finalize property purchase/rental.
Submit proof of health insurance and charity donation.
Make the third contribution payment of €40,000.
Residence cards issued.
Malta offers a favorable tax environment, including:
- Non-domiciled residents are taxed only on income earned in or remitted to Malta.
- No estate or gift taxes.
- VAT rate: 18%.
- Competitive corporate tax structures, with certain exemptions available for non-resident companies.